When you use certain Earnin Services, we need to collect additional information from you and third parties. Activehours reserves the right to charge your bank account at any time on or after the day the paycheck associated with the earned wages you have requested are expected to deposit into your account; however, Activehours will attempt to avoid charging your bank account if we believe your bank account does not contain sufficient funds to cover repayment of a Pay Out or payout for Balance Shield in the pay period. This Custodial Account Authorization Agreement shall remain in full force and effect until the Account Agreement terminates or as otherwise terminated by Bank in its sole discretion. Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, OR CONTINUED AVAILABILITY OF THE CONTENT ON THE SITES OR THE SERVICES, AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE. You agree that no confidential or fiduciary relationship is intended or created between you and Earning. To opt out of the Cash Back Rewards and unlink your cards, you must follow the steps below: When you use Financial Calendar, Earnin will use third party information to populate the Financial Calendar. Click the hamburger . How can I request that Earnin delete my data? You may text stop to opt out at any time. We may use web beacons to deliver cookies, count visits, understand usage, and determine whether an email has been opened and acted upon. Please review it occasionally. You may not provide us credentials or access accounts that are held by anyone other than you. Advocacy However, Earnin may use a Third Party to collect Personally Identifiable Information and/or may disclose certain Personaly Identifiable Information for a business purpose, as set forth above (i.e., Sections 1(C) Information from Third Parties and Section 3 Information We Share). You agree that you will not: If we, in our sole discretion, have reason to believe that you may have engaged in any activities restricted by these Terms of Service or by law, we may take various actions to protect ourselves, other users, and other third parties from fees, fines, penalties, and any other liability. You may also have the opportunity to receive a temporary one-time Max Boost if you send the unique link to a non-Earnin member and they decide to sign-up for an Earnin account. When you use the Service after those changes are posted, you are deemed to have accepted the new Terms of Service and agree to be bound by any changes to the Terms of Service. You further authorize us to collect for you payments related to a Sub-Deposit Account, and to execute and deliver or file on your behalf all appropriate receipts, agreements, releases and other instruments, including whatever agreements may be required to establish and maintain the Sub-Deposit Account or to establish your ownership interest in the Sub-Deposit Account. If a counter-notice is received by the DMCA Agent, Earnin may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in 10 business days. For more information, please see our Earnin will send you an annual reminder that Balance Shield is turned on. Within the app, go to Cash Back Rewards, click on unenroll and confirm you want to unenroll the card. You represent and warrant that you have the right to authorize us to charge your account for payments due to us under these Terms. Earnin does not currently respond to DNT Signals. Health Aid. Once you choose to redeem, the reward will be reflected in your associated bank account 3-5 days after that. All Community Members may submit a deletion request regardless of state of residence. Any reference to "Earnin" in this document includes the directors, officers, employees, contractors, owners, agents, licensors, or licensees of Earnin. For example, we may use the account information you provide or that we collect from Third-Party Sites to confirm your accounts are valid and to access funds from your accounts in connection with fulfillment of the Services. Search Reddit posts and comments - see average sentiment, top terms, activity per day and more Collection of Information To opt out of our program and unlink your cards, you must follow the steps below: You agree and understand that you are responsible for maintaining the confidentiality of the combination of your Login ID and password, which together allow you to access the Services, and access Earnin Cash Back Rewards . Balance Shield also incorporates Cash Out, by automatically setting a cash out of up to $100 when your Bank Account balance has fallen below $100. We may also decline to offer Balance Shield to you at any time, without prior notice, if we reasonably believe such refusal is necessary or advisable for legal or security reasons, or to protect the Services. app.link/duqAHxi95ob. i got you, here is mine: https: //earnin. We may use proprietary fraud and risk modeling when completing this review and assessing the risk associated with your Tip Yourself Account. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Earnin is not responsible for any third-party fees or costs that you may incur based on the timing of authorization revocation. This sharing enables portions of the Services that allows users to connect and communicate. Opting out in this manner will not end transmission of Services related Messages. to provide and deliver the Tip Yourself Services you request, process transactions, and send you related information, including confirmations and/or verifications; create a record of the transaction data and thereafter maintain and use data in connection with the operation of the Tip Yourself Service; and. Patient Name (if it is not the Community Member Name); Electronic copy of medical bill (or provider name, provider address and phone number); and/or. Bank, in its sole discretion, may divide the Account into one or more separate Sub-Deposit Accounts to be managed by Bank. These voluntary additional payments help fund Activehours. Before using the Services, you should consider obtaining additional information and advice from a financial adviser. There are no fees or costs associated with Health Aid. These terms of service ("Terms of Service") constitute a legal agreement between you and Activehours, Inc., (Activehours) a Delaware corporation, and govern use of the Site and the Services and your use of the Site and the Services. You may access the terms of such agreement at any time here. If you are a California resident and would like to make such a request, please submit your request to [email protected]. No Fees or Charges. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice of a security breach), please email us at [email protected]. a copy of your government-issued photo ID, such as a passport or drivers license; Tel. We store and process your Personal Information using data centers in the United States. Drivers License or other state identification; The number of new Community Members you have created via referrals (i.e invitation program and the Max Boost referral link(; create a record of the transaction data and thereafter maintain and use data in connection with the operation of the Tip Yourself Service; detect, prevent and investigate actual or suspected fraud, hacking, infringement, or other misconduct involving the Tip Yourself Service; and. Activehours may collect the following categories of personal information about you, including but not limited to the following: Registration Information: When you register for a Service, you will be asked for basic registration information, such as an email address and password. We may also decline to offer Balance Shield to you at any time, without prior notice, if we reasonably believe such refusal is necessary or advisable for legal or security reasons, or to protect the Services. If you have consented to participate in Earnin Cash Back Rewards, please visit the Terms to learn more about the data collection, use, and sharing practices in connection with the program. our mobile application (herein Application or App); (the Website and App are collectively referred to as (Earnin Site) and PLEASE READ THESE TERMS OF SERVICE CAREFULLY. Sorry, this post was deleted by the person who originally posted it. Health Aid is for informational purposes only and does not guarantee any results. Earnin will also communicate with you outside FiscalNote using email, SMS, text messages or push notifications (collectively Messages) about Earnins advocacy efforts, to request your input or participation in advocacy or other engagement on behalf of Earnin. 4.021.319.19.01 extension 553 [email protected]; 6 Piata Romana, 1st district, Bucharest, 010374 Romania 2-10 Caderea Bastiliei Street, District 1, 010374 . With respect to the Services, the rights under the California Consumer Privacy Act (CCPA) will be available to all Earnin Community Members. Does Earnin give you notice when we make important changes to our Privacy Policy? If any action, suit or proceeding is brought against Bank in connection with any claim, loss or liability that is subject to indemnity hereunder, you may and, upon Banks request will, at your expense resist and defend such action, suit or proceeding, or cause the same to be resisted or defended by counsel selected by the you and reasonably acceptable to Bank. Earnin may communicate with You about summaries of your Account Information, User Research, products and Earnin Services, Earnins Advocacy Program, to request your input or participation in the Advocacy Program or other engagements on behalf of Earnin, using email, SMS, text messages or push notifications (collectively Messages). We may limit the total number Pay Outs that you may receive at any given time or over a period of time. disclosures or notices provided in connection with the Services, including any required by federal or state law (including initial disclosures, periodic statements, periodic and annual error resolution notices, initial and annual privacy notices, opt-out notices, and change-in-terms notices); You may only have one account with Earnin. Earnin may collect this information through a payment processor that facilitates a transfer to a Earnin partner bank account, a partner bank or through a third-party secure access tool. You represent and warrant that you have the right to authorize us to credit and debit your Bank Account for credits you request and payments you authorize under these Terms of Service, and you agree to indemnify and hold us harmless from any claims by any other owner of the account. Information from Third Parties link/ OL59rhV4Gwb. Financial Calendar- means your in-app calendar, which tracks bill reminders, daily earnings, recent Cash Outs, and when you have scheduled debits for Cash Outs. We will send you an update within 48 business hours with either: a final report of available options (if any) to lower your medical bill payments that Earnin obtained from your medical provider or its representatives, or to provide an update and/or request further information from you. Will return immediately. Over time, based on a number of factors, a person's Max can adjust to range from $50 to $500. Some of your Personal Information (including your Earnin profile photo, Earnin profile first and last name) will be publicly displayed through the Services and may be seen by anyone with an Earnin account. If at any time the opinions expressed in your submission change, you must notify use immediately; The Content does not include any confidential or proprietary information of any kind, whether belonging to you or to a third party; The Content does not include mention or performance of any copyrighted media production including but not limited to books, articles, photographs, artwork, music, etc., or identifying descriptions of any media property; The Content must not contain material that violates or infringes any third party's intellectual property, privacy or publicity rights. Our failure to charge your bank account for repayment of a Pay Out or payout for Balance Shield within a set amount of time does not constitute a waiver of our right to charge your account for such funds. Earnin may use and store the content for the purpose of providing the Service to you. Earnin may automatically collect the following information about your use of our Site, App, or Services through cookies, web beacons, log files and other technologies: We receive information about you from third parties, such as your financial institutions, identify verification services providers, and payment processors. We may also receive information about you from records held by third parties, such as marketing-related or demographic information. We strive to ensure security on our systems. We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently the Earnin Site or the Services with or without notice. to provide and deliver the Earnin Express Services you request, process transactions, and send you related information, including confirmations and/or verifications; create a record of the account transaction data and thereafter maintain and use data in connection with the operation of the Earnin Express Service; and. Non-Personally Identifiable Information (Aggregated and Anonymized Data) Your use of the Services after you are notified of any change(s) will constitute your agreement to such change(s). Your name, address, telephone number, and e-mail address, a statement that you consent to the jurisdiction of the federal court in San Francisco, California, and a statement that you will accept service of process from the person who provided notification of the alleged infringement. For example, we may use the information you provide for Health Aid to determine availability of discounts or payment options from your medical provider or to inform you of billing errors, including errors related to insurance coverage. There are no required fees to obtain a Cash Out, Max Boost, set alerts for a Balance Shield or set a manual Balance Shield Cash Out, use Health Aid, enroll in Earnin Cash Back Rewards and/or enroll Tip Yourself. Only funds from your Bank Account may be transferred to your Tip Yourself Account. The use of the word "including" in these Terms of Service to refer to specific examples will be construed to mean "including, without limitation" or "including but not limited to" and will not be construed to mean that the examples given are an exclusive list of the topics covered. Sorry, this post was deleted by the person who originally posted it store the content for the purpose providing... Purpose of providing the Service to you completing this review and assessing the risk associated your! Process your Personal information using data centers in the United States users to connect and communicate payments to. Given time or over a period of time will not end transmission of Services Messages. Originally posted it the total number Pay Outs that you have the right to authorize to. Based on the timing of authorization revocation of such agreement at any time here or more Sub-Deposit. 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